Payment methods

21+ ways for your customers to pay.

Cards, wallets, mobile money, bank transfers, and stablecoins — across 6 regions. Every method is BYO credentials: customers pay through their preferred rail; money lands in your account on that gateway.

Stripe
Card / bank
Global · 46+ countries

Cards, Apple Pay, Google Pay. BYO Stripe keys — your money lands in your Stripe balance.

Best for
Global card payments
CurrenciesUSD · EUR · GBP · INR · AUD · CAD · SGD · AED · BDT · BRL · MXN · JPY
Settlement2–7 days to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Provider docs
PayPal
Wallet / mobile money
Global · 200+ countries

PayPal balance + card payments through PayPal's universal checkout.

Best for
Customers who already use PayPal
CurrenciesUSD · EUR · GBP · AUD · CAD · SGD · HKD · INR · JPY · BRL · MXN · PHP · THB · TWD · NZD
SettlementInstant to balance · 1–3 days to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Provider docs
BEP-20 (BSC)
Crypto / stablecoin
Crypto · Borderless

USDT/USDC on BNB Smart Chain. Sub-cent fees, ~3-second finality.

Best for
Cheap, fast stablecoin transfers
CurrenciesUSDT · USDC
Settlement~30–60 seconds (3 confirmations)
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
TRC-20 (TRON)
Crypto / stablecoin
Crypto · Borderless

USDT/USDC on TRON. Cheap, fast, widely held in APAC.

Best for
APAC crypto users · ultra-low fees
CurrenciesUSDT · USDC
Settlement~30–90 seconds
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
Binance C2C
Peer-to-peer
Crypto · Worldwide (where Binance operates)

Off-chain Binance Pay transfer matched by a 5-digit reference note.

Best for
Customers without a crypto wallet
CurrenciesUSDT · USDC
SettlementInstant once Binance marks complete
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
Razorpay
Card / bank
India · India

Cards, UPI, netbanking, wallets. India's most developer-friendly gateway.

Best for
Modern Indian SaaS & e-commerce
CurrenciesINR
SettlementT+2 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Ca
Cashfree
Card / bank
India · India

Cards, UPI, netbanking — competitive Indian alternative.

Best for
Indian merchants wanting faster payouts
CurrenciesINR
SettlementT+1 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Pa
PayU India
Card / bank
India · India

Established Indian PSP with deep bank coverage.

Best for
Established Indian businesses
CurrenciesINR
SettlementT+1 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Paytm
Wallet / mobile money
India · India

Paytm wallet, UPI, cards. Massive consumer reach in India.

Best for
Reaching Paytm wallet users
CurrenciesINR
SettlementT+1 to bank
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
PhonePe
Wallet / mobile money
India · India

India's largest UPI app — direct PhonePe checkout.

Best for
UPI-first checkout in India
CurrenciesINR
SettlementT+1 to bank
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
CC
CCAvenue
Card / bank
India · India

Legacy Indian PSP — 200+ payment options, lots of bank integrations.

Best for
Legacy enterprise integrations
CurrenciesINR
SettlementT+2 to T+3 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Mercado Pago
Card / bank
Latin America · Mexico, Brazil, Argentina, Chile, Colombia

LATAM's dominant PSP. Cards, bank transfer, Mercado Pago wallet.

Best for
Single integration across LATAM
CurrenciesBRL · MXN · ARS · CLP · COP
Settlement2–14 days varies by country
Refunds via API Yes
CustodyMerchant (BYO credentials)
Pa
Pagar.me
Card / bank
Latin America · Brazil

Brazilian PSP with PIX, boleto, and cards.

Best for
Brazil with PIX + boleto
CurrenciesBRL
Settlement1–30 days varies by method
Refunds via API Yes
CustodyMerchant (BYO credentials)
Pa
PagBank
Card / bank
Latin America · Brazil

PagSeguro's PSP — broad Brazilian payment-method coverage.

Best for
Broad Brazilian coverage
CurrenciesBRL
Settlement2–30 days varies by plan
Refunds via API Yes
CustodyMerchant (BYO credentials)
Wo
Wompi
Card / bank
Latin America · Colombia

Colombia's modern PSP — cards, PSE, Nequi.

Best for
Modern Colombian checkout
CurrenciesCOP
Settlement2–4 business days
Refunds via API Yes
CustodyMerchant (BYO credentials)
bK
bKash (Tokenized)
Wallet / mobile money
Bangladesh · Bangladesh

Bangladesh's #1 mobile-money wallet. Tokenized API with refunds.

Best for
Mobile-first Bangladeshi merchants
CurrenciesBDT
SettlementInstant to bKash balance
Refunds via API Yes
CustodyMerchant (BYO credentials)
bK
bKash (Checkout)
Wallet / mobile money
Bangladesh · Bangladesh

Legacy bKash Checkout product — pick if your bKash account isn't tokenized.

Best for
Older bKash accounts without Tokenized
CurrenciesBDT
SettlementInstant to bKash balance
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
VN
VNPAY
Card / bank
Vietnam · Vietnam

Vietnam's largest PSP — cards, ATM, QR.

Best for
Cards + ATM + QR coverage in Vietnam
CurrenciesVND
SettlementT+1 to T+3 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Mo
MoMo
Wallet / mobile money
Vietnam · Vietnam

Vietnam's most-used mobile wallet. QR + redirect flows.

Best for
Reaching MoMo wallet users
CurrenciesVND
SettlementT+1 to bank
Refunds via API Yes
CustodyMerchant (BYO credentials)
Za
ZaloPay
Wallet / mobile money
Vietnam · Vietnam

Wallet by Zalo (Vietnam's #1 messenger). Wide reach in younger demographics.

Best for
Younger Vietnamese demographic
CurrenciesVND
SettlementT+1 to bank
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)
Ba
BaoKim
Card / bank
Vietnam · Vietnam

Vietnamese PSP with bank-transfer and card support.

Best for
Bank-transfer-heavy Vietnamese flows
CurrenciesVND
SettlementT+1 to T+3 to bank
Refunds via API Manual via dashboard
CustodyMerchant (BYO credentials)

Showing 21 of 21 methods. New adapters ship roughly monthly — request one in our docs.

BYO credentials

You bring the gateway account (Stripe keys, PayPal client id, bKash app key, your wallet address). We encrypt them and use them to route the checkout. Money never touches our balance.

Uniform webhooks

Every method emits the same payment_intent.paid event to your endpoint. One handler covers all 19 gateways. HMAC-SHA256 signed with a timestamp.

Server-side verification

Stripe signatures verified locally; PayPal verified via their /verify-webhook-signature endpoint; bKash IPN uses HTTP Basic. Never trust the client.

Don't see your gateway?

We add adapters on request. Most clean-REST gateways take 1-2 weeks to ship. Reach out via the docs once you're signed up.