Stripe, PayPal, bKash and 43 more — every gateway is BYO credentials. Money flows straight to you.
Non-custodial · 46 payment methods

Every way to get paid.
One integration.

A non-custodial payment gateway that routes the world's payment methods through your own accounts. Stripe, PayPal, bKash, Razorpay, MoMo, plus USDT/USDC on BSC and TRON — 46 rails across 9 regions. Money flows merchant ↔ gateway ↔ merchant. We never touch funds.

Stripecards
PayPalwallet
USDTBSC/TRON
bKashBD
RazorpayIN
Mercado PagoLATAM
MoMoVN
+12 more
$12,480
30d volume
318
Paid
6
Pending
BEP-20
25.00 USDT
paid
TRC-20
9.99 USDT
paid
C2C
50.00 USDT
pending
46
Payment methods
9
Regions covered
0
Funds we custody
BYO
Your accounts. Your money.
46
payment methods
across 9 regions
28
currencies
stablecoins + fiat
6
websites
on one All-in-One account
1
integration
every rail behind it
How a payment actually flows

From invoice to confirmed, without you touching it.

Four steps. You own the first one; we do the rest.

Your store creates the invoice

One API call, or the module you already installed. You send an amount and your own order number — nothing else.

POST /api/v1/checkout-sessions
amount149.00
custom_idINV-20841
websiteMain shop
201 Created · checkout URL returned

Your buyer picks how to pay

The same hosted page offers every rail you've switched on — stablecoins, Binance Pay, mobile wallets or cards. You don't build a screen per method.

checkout · claude-pay.com
USDT · BEP-20
USDT · TRC-20
Binance Pay
bKash
Nagad
Card

We watch the chain, not your inbox

On-chain scanners and wallet feeds run every minute. The payment is matched to the exact invoice by amount and reference — no screenshots, no manual approval.

Payment detected
received149.000000 USDT
networkBEP-20
confirmations12 / 12
Matched to INV-20841

Your system hears about it instantly

A signed webhook fires the moment the money is confirmed, with a delivery log and automatic retries. Your order flips to paid on its own.

Webhook delivered
eventpayment_intent.paid
status200 OK
attempt1 of 1
Signed · logged · retried on failure

Non-custodial by design

Customer funds land in YOUR Stripe, PayPal, bKash or wallet — never in ours. Bring your own credentials; we just route the checkout.

Auto-confirm everywhere

Crypto payments confirm in seconds. Every fiat and mobile-money rail is verified server-side before we flip an invoice paid — never on the customer's word.

Signed notifications to your app

Cryptographically signed webhooks with automatic retries and a full delivery log. One uniform event shape across every rail — write your handler once.

How it works

Three steps. No custody. No key management for you.

01
Bring your own gateway accounts

Paste your Stripe / PayPal / bKash / Binance / wallet credentials. We encrypt them, never see your customer's card data.

02
Create an invoice

Call our REST API or use the hosted checkout. Pick which methods to offer for this transaction.

03
Customer pays. We confirm. You ship.

Customer pays through their chosen rail. Payment is confirmed in seconds and your app gets a signed notification with the details. Done.

Payment methods

46+ methods. 9 regions. One integration.

Cards, wallets, mobile money, bank transfers, and stablecoins. Pick the rails your customers already use — we keep the integration uniform.

See every method →
Stripe
PayPal
Wise Personal (Beta)
BEP-20 (BSC)
TRC-20 (TRON)
ERC-20 (Ethereum)
Gate.io
Binance C2C
Razorpay
Cashfree
PayU India
Paytm
PhonePe
CCAvenue
Mercado Pago
Pagar.me
PagBank
Wompi
bKash (Tokenized)
bKash (Checkout)
bKash Personal (Beta)
Nagad Personal (Beta)
Rocket
Upay
mCash
MYCash
tap
OK Wallet
Meghna Pay
Islamic Wallet
TeleCash
RupaliCash
FirstCash
LENDEN
JazzCash
Easypaisa
SadaPay
HBL
Meezan Bank
Bank Alfalah
VNPAY
MoMo
ZaloPay
BaoKim
YooKassa
AtomaPay Personal (Beta)
Global· 190+ countries
Stripe
USD · EUR · GBP…

Cards, Apple Pay, Google Pay. BYO Stripe keys — your money lands in your Stripe balance.

PayPal
USD · EUR · GBP…

PayPal balance + card payments through PayPal's universal checkout.

Wise Personal (Beta)
USD

Accept USD bank transfers straight to your personal Wise account. The customer pays via Wise or any bank wire and enters their transfer number; the payment confirms automatically. No merchant onboarding, no chargebacks.

Crypto· Borderless
BEP-20 (BSC)
USDT · USDC

USDT/USDC on BNB Smart Chain. Sub-cent fees, ~3-second finality.

TRC-20 (TRON)
USDT · USDC

USDT/USDC on TRON. Cheap, fast, widely held in APAC.

ERC-20 (Ethereum)
USDT · USDC

USDT/USDC on Ethereum — the most widely held USDT chain. Note Ethereum network fees are higher than BEP-20/TRC-20.

Gate.io
USDT

Send USDT to your Gate.io account — on-chain or Gate-to-Gate. Confirmed automatically from your deposit history with a read-only API key.

Binance C2C
USDT · USDC

Off-chain Binance Pay transfer matched by a 5-digit reference note.

India· India
Razorpay
INR

Cards, UPI, netbanking, wallets. India's most developer-friendly gateway.

Cashfree
INR

Cards, UPI, netbanking — competitive Indian alternative.

PayU India
INR

Established Indian PSP with deep bank coverage.

Paytm
INR

Paytm wallet, UPI, cards. Massive consumer reach in India.

PhonePe
INR

India's largest UPI app — direct PhonePe checkout.

CCAvenue
INR

Legacy Indian PSP — 200+ payment options, lots of bank integrations.

Latin America· Brazil, Mexico, Argentina, Colombia, Chile
Mercado Pago
BRL · MXN · ARS…

LATAM's dominant PSP. Cards, bank transfer, Mercado Pago wallet.

Pagar.me
BRL

Brazilian PSP with PIX, boleto, and cards.

PagBank
BRL

PagSeguro's PSP — broad Brazilian payment-method coverage.

Wompi
COP

Colombia's modern PSP — cards, PSE, Nequi.

Bangladesh· Bangladesh
bKash (Tokenized)
BDT

Bangladesh's #1 mobile-money wallet. Tokenized API with refunds.

bKash (Checkout)
BDT

Legacy bKash Checkout product — pick if your bKash account isn't tokenized.

bKash Personal (Beta)
BDT

Accept bKash payments straight to your personal bKash account. Payments are confirmed automatically — no business account or onboarding needed.

Nagad Personal (Beta)
BDT

Accept Nagad payments straight to your personal Nagad account. Payments are confirmed automatically — no business account or onboarding needed.

Rocket
BDT

Accept Rocket (Dutch-Bangla Bank) payments to your own number — confirmed automatically by SMS.

Upay
BDT

Accept Upay (UCB Fintech) payments to your own number — confirmed automatically by SMS.

mCash
BDT

Accept mCash (Islami Bank) payments to your own number — confirmed automatically by SMS.

MYCash
BDT

Accept MYCash (Mercantile Bank) payments to your own number — confirmed automatically by SMS.

tap
BDT

Accept tap (Trust And Pay) payments to your own number — confirmed automatically by SMS.

OK Wallet
BDT

Accept OK Wallet (One Bank) payments to your own number — confirmed automatically by SMS.

Meghna Pay
BDT

Accept Meghna Pay (Meghna Bank) payments to your own number — confirmed automatically by SMS.

Islamic Wallet
BDT

Accept Islamic Wallet (Al-Arafah Islami Bank) payments to your own number — confirmed automatically by SMS.

TeleCash
BDT

Accept TeleCash (Southeast Bank) payments to your own number — confirmed automatically by SMS.

RupaliCash
BDT

Accept RupaliCash (Rupali Bank) payments to your own number — confirmed automatically by SMS.

FirstCash
BDT

Accept FirstCash (First Security Islami Bank) payments to your own number — confirmed automatically by SMS.

LENDEN
BDT

Accept LENDEN (Prime Bank FinTech) payments to your own number — confirmed automatically by SMS.

Pakistan· Pakistan
JazzCash
PKR

Accept JazzCash payments to your own number — confirmed automatically by SMS.

Easypaisa
PKR

Accept Easypaisa payments to your own number — confirmed automatically by SMS.

SadaPay
PKR

Accept SadaPay transfers to your own account — confirmed automatically by SMS.

HBL
PKR

Accept HBL (Habib Bank) transfers to your own account — confirmed automatically by SMS.

Meezan Bank
PKR

Accept Meezan Bank transfers to your own account — confirmed automatically by SMS.

Bank Alfalah
PKR

Accept Bank Alfalah transfers to your own account — confirmed automatically by SMS.

Vietnam· Vietnam
VNPAY
VND

Vietnam's largest PSP — cards, ATM, QR.

MoMo
VND

Vietnam's most-used mobile wallet. QR + redirect flows.

ZaloPay
VND

Wallet by Zalo (Vietnam's #1 messenger). Wide reach in younger demographics.

BaoKim
VND

Vietnamese PSP with bank-transfer and card support.

Russia & CIS· Russia
YooKassa
RUB

Russia's biggest PSP aggregator. One redirect covers Mir/Visa/MC cards, SBP instant bank transfer, SberPay, Tinkoff Pay and YooMoney wallet. BYO YooKassa account.

Afghanistan· Afghanistan
AtomaPay Personal (Beta)
AFN

Accept AtomaPay / M-Money payments straight to your personal Momoy account. Payments are confirmed automatically — no business account or onboarding needed.

Every method is BYO credentials — money flows directly to your account on each gateway. Read more →

Coverage

Where are your customers?

Pick a market and see exactly what your buyers there can pay with.

Bangladesh

Bangladesh

16 methods · 1 currency

bKash (Tokenized)Mobile-first Bangladeshi merchants
bKash (Checkout)Older bKash accounts without Tokenized
bKash Personal (Beta)No merchant account needed — beta
Nagad Personal (Beta)No merchant account needed — beta
RocketDutch-Bangla Bank customers
UpayUCB Fintech wallet users
mCashIslami Bank customers
MYCashMercantile Bank customers
tapTrust Axiata (tap) users
OK WalletOne Bank customers
Meghna PayMeghna Bank customers
Islamic WalletAl-Arafah Islami Bank customers
TeleCashSoutheast Bank customers
RupaliCashRupali Bank customers
FirstCashFirst Security Islami Bank customers
LENDENPrime Bank FinTech users

Payable in: BDT

Compare every method
One gateway

Every rail your buyers already use.

Switch on the ones that suit your market. They all arrive through the same checkout and the same webhook.

USDT · BEP-20Binance PaybKashNagadStripePayPalRazorpayMoMoWompiUSDT · TRC-20USDC · ERC-20Gate.io
Claude Pay
one checkout

Have a custom-built website?

Custom PHP, Laravel, WordPress, or anything else — you don't need a ready-made plugin. Tell us about your site and we'll help you add ClaudePay and start accepting payments.

Free · we'll reach out to help you set it up

Built for

One non-custodial API. Many businesses behind it.

Whatever you sell, ClaudePay routes the payment to the rail your customer prefers and the account YOU control on the other end.

Web hosts & telecom resellers

Drop the Dhru Fusion module in, point it at your ClaudePay key. Plans renew automatically; balance tops up the moment the on-chain TX confirms.

Learn more

SaaS & subscriptions

Monthly or yearly billing cycles handled at the API. Webhook fires on renewal; failed charges retry on a signed delivery log.

Learn more

E-commerce stores

Hosted checkout out of the box, or render the QR yourself via the REST API. Customer picks crypto or local fiat — money lands directly in your account on each rail.

Learn more

Marketplaces

One intent per seller, each routed to the seller's own gateway credentials. We never custody anything — payouts are the original payment, no settlement step.

Learn more

Crypto-native products

USDT / USDC on BEP-20, TRC-20, ERC-20, plus Binance Pay for customers without a wallet. Deposits confirm within seconds — your app is notified instantly.

Learn more

Anything else?

If you can call a REST endpoint and receive a signed webhook, you can use ClaudePay. Build the flow that fits your business — we'll add adapters on request.

Learn more
All-in-One plan

Six websites. One account. Nothing mixed up.

Run separate shops from a single Claude Pay account. Each website keeps its own name and logo on the payment page, its own orders in your reports, and its own webhook — so one shop never hears about another's customers.

  • Wallets stay shared — A new shop can take money the moment you add it — nothing to set up twice.
  • Its own API key — The key is what tells us which shop an order came from.
  • Separate reporting — Filter payments, analytics and exports by website.
See it on the All-in-One plan
Main shopDhru Fusion Pro
Second brandGSMTheme
Wholesale portalREST API
Connect your store

Already built for the platforms you run.

Install a module or call the API directly — the rails behind them are identical.

Dhru Fusion Pro

Add Claude Pay as a Custom gateway in your Dhru admin. One Post URL and your API key — no files to upload.

Setup guide

GSMTheme

A single-file payment provider for GSMTheme stores. Drop it in, paste your key, and every rail you've enabled shows at checkout.

Setup guide

REST API

Build your own flow. Create a checkout session or a payment intent, and take a signed webhook when it settles.

Read the docs
Integrations

Connect ClaudePay where you already sell.

One module ships today, others on request. We'd rather build the adapter you actually need than ship six half-finished ones.

Full integration docs →
Dhru Fusion
Module
Live

Battle-tested in production hosting / GSM-unlock shops. Drop the module in, paste a Bearer key, customers pay in USDT and balances top up automatically.

GSMTheme
Module
Live

One-tap installer for any GSMTheme site. Upload two PHP files, visit the installer URL once, paste your API key — customers can pay via every rail on your ClaudePay account and invoices flip Paid automatically.

REST API
Direct
Live

One endpoint to create an intent, one signed webhook on payment. Idempotency keys, custom IDs, multi-method checkout sessions — everything documented.

WHMCS
Gateway
Roadmap

Most-requested integration after Dhru. Native WHMCS gateway is on the roadmap — request it to bump priority.

WooCommerce
Plugin
Roadmap

Most-requested e-commerce plugin. Until it ships, the REST API works fine from a custom WooCommerce hook.

Shopify
App
On request

Not built yet. Tell us if you need it — we'll get back to you with a realistic timeline.

Magento
Extension
On request

Not built yet. The REST API + a thin gateway adapter can usually be ready in days for enterprise merchants.

Don't see your platform? Tell us what you need — most clean-REST integrations ship within 1–2 weeks.

Integration

A clean REST API.
SDK-free integration.

One Bearer token, ability-scoped per key. Idempotent intent creation. Signed webhook delivery with retries. And a pre-built Dhru Fusion module if that's your stack.

POST /api/v1/payment-intents
$ch = curl_init("https://claude-pay.com/api/v1/payment-intents");
curl_setopt_array($ch, [
    CURLOPT_POST           => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER     => [
        "Authorization: Bearer cp_…",
        "Content-Type: application/json",
    ],
    CURLOPT_POSTFIELDS => json_encode([
        "method"    => "bep20",
        "asset"     => "USDT",
        "amount"    => 25.00,
        "custom_id" => "ORDER-1042",
    ]),
]);

$intent = json_decode(curl_exec($ch), true)["data"];
// $intent["receive_address"], $intent["expires_at"]

Why merchants move across.

The money lands in your accounts

On the direct rails there is no processor in the middle holding your funds — payments arrive in wallets and accounts you already own.

Confirmed in seconds, not by hand

Scanners match the exact amount to the exact invoice. No screenshots, no approving payments one by one.

One integration, not one per rail

Add a method in your dashboard and it appears at checkout. Your code doesn't change.

What are card fees costing you?

We don't take a cut of your payments — the plan is a flat monthly fee. The saving comes from letting buyers pay in stablecoins, where the cost is network fees rather than a percentage. Change any number to your own.

$
$

≈ 500 orders a month

0%40%100%
Your processor's rate
%
$

Defaults are a common card-processing rate. Put in whatever you actually pay — the figures below use your numbers, not ours.

All card today
$730/mo
Remaining card fees
$438
Stablecoin network fees(≈$0.20/tx)
$40
Claude Pay plan
$8
With Claude Pay
$486/mo
You'd keep about
$244 / month
$2,928 a year, at 40% stablecoin
See the plans

An estimate, not a quote. Card rates vary by country, card type and your own contract; network fees vary with chain congestion. Claude Pay never takes a percentage — you keep paying each gateway directly, which is why your own rate is the one that matters here.

Pricing

Pay in crypto. Longer terms cost less.

Subscriptions go to our treasury — through the same flow your customers use to pay you.

Loading plans…

Need a full comparison? See full pricing →

Security

Defaults that don't cut corners.

TOTP 2FA enforced for admins and live merchants

Argon2id password hashing

Webhook payloads signed with HMAC-SHA256 + timestamp

Audit trail for every admin and merchant action

Unique-amount option to prevent invoice collisions

Server-to-server calls authenticated with rotating credentials

FAQ

Questions, answered.

Straight to YOUR account — your Stripe balance, your PayPal, your bKash, your wallet. Claude Pay holds nothing. The merchant brings the gateway credentials; we just orchestrate the checkout.

Aggregating (the Stripe/PayPal model) requires us to hold a payment-aggregator licence in every country, do KYB on every merchant, and become a counterparty for chargebacks. BYO means you're the merchant of record on each gateway — fewer middlemen, lower fees, faster payouts.

Two options per merchant — block simultaneous same-amount invoices, or make each invoice amount unique automatically. Your customer sees exactly what they expect either way; collisions are impossible.

Dhru Fusion: pre-built module, drop-in. Others: use our REST API with hosted checkout (one redirect, one webhook) — works with any host platform in under an hour.

Use whichever your customers already trust in your country: Stripe for global cards, Razorpay/Paytm in India, bKash in Bangladesh, MoMo in Vietnam, Mercado Pago in LATAM, USDT/USDC for the crypto-native crowd. You can offer multiple on the same invoice.

Fiat: 1–5 seconds after the customer pays. Crypto: 30–90 seconds depending on the chain. Binance C2C: as soon as the transfer settles.

Chat with us