A non-custodial payment gateway that routes the world's payment methods through your own accounts. Stripe, PayPal, bKash, Razorpay, MoMo, plus USDT/USDC on BSC and TRON — 19 rails across 5 regions. Money flows merchant ↔ gateway ↔ merchant. We never touch funds.
Customer funds land in YOUR Stripe, PayPal, bKash or wallet — never in ours. Bring your own credentials; we just route the checkout.
On-chain scanners for crypto. Signed webhooks for every fiat gateway. Server-side verification — never trust the client.
HMAC-SHA256 signed JSON delivery with retries and a full delivery log. One uniform event shape across all 19 methods.
Paste your Stripe / PayPal / bKash / Binance / wallet credentials. We encrypt them, never see your customer's card data.
Call our REST API or use the hosted checkout. Pick which methods to offer for this transaction.
Customer pays through their chosen rail. Our scanner (crypto) or the gateway's webhook (fiat) hits us. We fire a signed webhook to your app. Done.
Cards, wallets, mobile money, bank transfers, and stablecoins. Pick the rails your customers already use — we keep the integration uniform.
Cards, Apple Pay, Google Pay. BYO Stripe keys — your money lands in your Stripe balance.
PayPal balance + card payments through PayPal's universal checkout.
USDT/USDC on BNB Smart Chain. Sub-cent fees, ~3-second finality.
USDT/USDC on TRON. Cheap, fast, widely held in APAC.
Off-chain Binance Pay transfer matched by a 5-digit reference note.
Cards, UPI, netbanking, wallets. India's most developer-friendly gateway.
Cards, UPI, netbanking — competitive Indian alternative.
Established Indian PSP with deep bank coverage.
Paytm wallet, UPI, cards. Massive consumer reach in India.
India's largest UPI app — direct PhonePe checkout.
Legacy Indian PSP — 200+ payment options, lots of bank integrations.
LATAM's dominant PSP. Cards, bank transfer, Mercado Pago wallet.
Brazilian PSP with PIX, boleto, and cards.
PagSeguro's PSP — broad Brazilian payment-method coverage.
Colombia's modern PSP — cards, PSE, Nequi.
Bangladesh's #1 mobile-money wallet. Tokenized API with refunds.
Legacy bKash Checkout product — pick if your bKash account isn't tokenized.
Vietnam's largest PSP — cards, ATM, QR.
Vietnam's most-used mobile wallet. QR + redirect flows.
Wallet by Zalo (Vietnam's #1 messenger). Wide reach in younger demographics.
Vietnamese PSP with bank-transfer and card support.
Every method is BYO credentials — money flows directly to your account on each gateway. Read more →
One Bearer token, ability-scoped per key. Idempotent intent creation. Signed webhook delivery with retries. And a pre-built Dhru Fusionmodule if that's your stack.
curl -X POST https://claude-pay.com/api/v1/payment-intents \
-H "Authorization: Bearer cp_…" \
-H "Content-Type: application/json" \
-d '{
"method": "bep20",
"asset": "USDT",
"amount": 25.00,
"custom_id": "ORDER-1042"
}'
# → { "data": { "id": "…", "receive_address": "0x…", "expires_at": "…" } }Subscriptions go to our treasury — through the same flow your customers use to pay you.
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TOTP 2FA enforced for admins and live merchants
Argon2id password hashing
Webhook payloads signed with HMAC-SHA256 + timestamp
Audit trail for every admin and merchant action
Unique-amount option to prevent invoice collisions
Internal worker token (hashed) gates server-to-server calls
Straight to YOUR account — your Stripe balance, your PayPal, your bKash, your wallet. Claude Pay holds nothing. The merchant brings the gateway credentials; we just orchestrate the checkout.
Aggregating (the Stripe/PayPal model) requires us to hold a payment-aggregator licence in every country, do KYB on every merchant, and become a counterparty for chargebacks. BYO means you're the merchant of record on each gateway — fewer middlemen, lower fees, faster payouts.
Pick per merchant: "slot lock" rejects the duplicate until the first invoice closes, or "unique amount" auto-adds a tiny offset (e.g. 10.000350) so concurrent same-price invoices never collide. For fiat gateways we match by the gateway's order id, so collisions can't happen at all.
Dhru Fusion: pre-built module, drop-in. Others: use our REST API with hosted checkout (one redirect, one webhook) — works with any host platform in under an hour.
Use whichever your customers already trust in your country: Stripe for global cards, Razorpay/Paytm in India, bKash in Bangladesh, MoMo in Vietnam, Mercado Pago in LATAM, USDT/USDC for the crypto-native crowd. You can offer multiple on the same invoice.
Fiat gateways: 1-5 seconds after the customer pays (gateway webhook → our webhook). Chain payments: 30-90 seconds. Binance C2C: when Binance Pay marks the transfer complete.