Stripe, PayPal, bKash and 16 more — every gateway is BYO credentials. Money flows straight to you.
Non-custodial · 19+ payment methods

Every way to get paid.
One integration.

A non-custodial payment gateway that routes the world's payment methods through your own accounts. Stripe, PayPal, bKash, Razorpay, MoMo, plus USDT/USDC on BSC and TRON — 19 rails across 5 regions. Money flows merchant ↔ gateway ↔ merchant. We never touch funds.

Stripecards
PayPalwallet
USDTBSC/TRON
bKashBD
RazorpayIN
Mercado PagoLATAM
MoMoVN
+12 more
$12,480
30d volume
318
Paid
6
Pending
BEP-20
25.00 USDT
paid
TRC-20
9.99 USDT
paid
C2C
50.00 USDT
pending
19+
Payment methods
5
Regions covered
0
Funds we custody
BYO
Your accounts. Your money.

Non-custodial by design

Customer funds land in YOUR Stripe, PayPal, bKash or wallet — never in ours. Bring your own credentials; we just route the checkout.

Auto-confirm everywhere

On-chain scanners for crypto. Signed webhooks for every fiat gateway. Server-side verification — never trust the client.

Signed webhooks to your app

HMAC-SHA256 signed JSON delivery with retries and a full delivery log. One uniform event shape across all 19 methods.

How it works

Three steps. No custody. No key management for you.

01
Bring your own gateway accounts

Paste your Stripe / PayPal / bKash / Binance / wallet credentials. We encrypt them, never see your customer's card data.

02
Create an invoice

Call our REST API or use the hosted checkout. Pick which methods to offer for this transaction.

03
Customer pays. We confirm. You ship.

Customer pays through their chosen rail. Our scanner (crypto) or the gateway's webhook (fiat) hits us. We fire a signed webhook to your app. Done.

Payment methods

21+ methods. 6 regions. One integration.

Cards, wallets, mobile money, bank transfers, and stablecoins. Pick the rails your customers already use — we keep the integration uniform.

See every method →
Global· 190+ countries
Stripe
USD · EUR · GBP

Cards, Apple Pay, Google Pay. BYO Stripe keys — your money lands in your Stripe balance.

PayPal
USD · EUR · GBP

PayPal balance + card payments through PayPal's universal checkout.

Crypto· Borderless
BEP-20 (BSC)
USDT · USDC

USDT/USDC on BNB Smart Chain. Sub-cent fees, ~3-second finality.

TRC-20 (TRON)
USDT · USDC

USDT/USDC on TRON. Cheap, fast, widely held in APAC.

Binance C2C
USDT · USDC

Off-chain Binance Pay transfer matched by a 5-digit reference note.

India· India
Razorpay
INR

Cards, UPI, netbanking, wallets. India's most developer-friendly gateway.

Ca
Cashfree
INR

Cards, UPI, netbanking — competitive Indian alternative.

Pa
PayU India
INR

Established Indian PSP with deep bank coverage.

Paytm
INR

Paytm wallet, UPI, cards. Massive consumer reach in India.

PhonePe
INR

India's largest UPI app — direct PhonePe checkout.

CC
CCAvenue
INR

Legacy Indian PSP — 200+ payment options, lots of bank integrations.

Latin America· Brazil, Mexico, Argentina, Colombia, Chile
Mercado Pago
BRL · MXN · ARS

LATAM's dominant PSP. Cards, bank transfer, Mercado Pago wallet.

Pa
Pagar.me
BRL

Brazilian PSP with PIX, boleto, and cards.

Pa
PagBank
BRL

PagSeguro's PSP — broad Brazilian payment-method coverage.

Wo
Wompi
COP

Colombia's modern PSP — cards, PSE, Nequi.

Bangladesh· Bangladesh
bK
bKash (Tokenized)
BDT

Bangladesh's #1 mobile-money wallet. Tokenized API with refunds.

bK
bKash (Checkout)
BDT

Legacy bKash Checkout product — pick if your bKash account isn't tokenized.

Vietnam· Vietnam
VN
VNPAY
VND

Vietnam's largest PSP — cards, ATM, QR.

Mo
MoMo
VND

Vietnam's most-used mobile wallet. QR + redirect flows.

Za
ZaloPay
VND

Wallet by Zalo (Vietnam's #1 messenger). Wide reach in younger demographics.

Ba
BaoKim
VND

Vietnamese PSP with bank-transfer and card support.

Every method is BYO credentials — money flows directly to your account on each gateway. Read more →

Integration

A clean REST API.
SDK-free integration.

One Bearer token, ability-scoped per key. Idempotent intent creation. Signed webhook delivery with retries. And a pre-built Dhru Fusionmodule if that's your stack.

POST /api/v1/payment-intents
curl -X POST https://claude-pay.com/api/v1/payment-intents \
  -H "Authorization: Bearer cp_…" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "bep20",
    "asset":  "USDT",
    "amount": 25.00,
    "custom_id": "ORDER-1042"
  }'

# → { "data": { "id": "…", "receive_address": "0x…", "expires_at": "…" } }
Pricing

Pay in crypto. Yearly = ~2 months free.

Subscriptions go to our treasury — through the same flow your customers use to pay you.

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Need a full comparison? See full pricing →

Security

Defaults that don't cut corners.

TOTP 2FA enforced for admins and live merchants

Argon2id password hashing

Webhook payloads signed with HMAC-SHA256 + timestamp

Audit trail for every admin and merchant action

Unique-amount option to prevent invoice collisions

Internal worker token (hashed) gates server-to-server calls

FAQ

Questions, answered.

Where do customer funds actually go?

Straight to YOUR account — your Stripe balance, your PayPal, your bKash, your wallet. Claude Pay holds nothing. The merchant brings the gateway credentials; we just orchestrate the checkout.

Why "BYO credentials"? Why not aggregate?

Aggregating (the Stripe/PayPal model) requires us to hold a payment-aggregator licence in every country, do KYB on every merchant, and become a counterparty for chargebacks. BYO means you're the merchant of record on each gateway — fewer middlemen, lower fees, faster payouts.

What if two customers pay the exact same amount at once?

Pick per merchant: "slot lock" rejects the duplicate until the first invoice closes, or "unique amount" auto-adds a tiny offset (e.g. 10.000350) so concurrent same-price invoices never collide. For fiat gateways we match by the gateway's order id, so collisions can't happen at all.

Can I integrate with Dhru Fusion / WHMCS / WooCommerce?

Dhru Fusion: pre-built module, drop-in. Others: use our REST API with hosted checkout (one redirect, one webhook) — works with any host platform in under an hour.

Which gateway should I use?

Use whichever your customers already trust in your country: Stripe for global cards, Razorpay/Paytm in India, bKash in Bangladesh, MoMo in Vietnam, Mercado Pago in LATAM, USDT/USDC for the crypto-native crowd. You can offer multiple on the same invoice.

How fast are payments confirmed?

Fiat gateways: 1-5 seconds after the customer pays (gateway webhook → our webhook). Chain payments: 30-90 seconds. Binance C2C: when Binance Pay marks the transfer complete.